Know your numbers before you fall in love with a house you can't afford.

A free, no-pressure check with an experienced loan officer — so you search with confidence, not anxiety.

Washingtonian Top Mortgage Pro
Best of Loudoun — 13 Years
Licensed in 11 States
25+ Years Experience

Why know your numbers first?

Most buyers start with listings. The smart ones start with clarity.

No Surprises

Find out exactly what you qualify for — purchase price, monthly payment, and down payment — before you tour a single home.

Stronger Offers

Sellers take pre-qualified buyers seriously. Walk in with a number and you're ahead of every other offer that says "pending approval."

No Heartbreak

Falling in love with a house that's $80k out of reach is the worst feeling in homebuying. Know your ceiling before you start looking.

How it works

1

Share your info

Fill out a quick form or request a 15-minute call with one of our team members. No SSN needed — just the basics.

2

Get your numbers

We'll walk you through what you qualify for, your rate range, and your estimated monthly payment.

3

Search with confidence

Start your home search knowing exactly what you can afford. No guessing, no heartbreak.

Text me my numbers

Quick 2-minute form. No credit pull. We'll text you a snapshot of what you likely qualify for.

Rather just talk to someone?

Request a free 15-minute call. No pressure, no obligation — just clarity.

The Kristi Hardy Team

Led by Kristi Hardy · EVP | Area Manager, Sr. Loan Officer · NMLS #194938

With over two decades in the mortgage industry, Kristi and her team have helped thousands of families figure out their numbers and find the right home. We believe the best real estate decisions start with financial clarity — not a listing alert.

Whether you're buying your first home or your fifth, our team will make sure you know exactly where you stand before you start looking. When you reach out, you'll be connected with one of our experienced loan officers who will walk you through your numbers personally.

Phone: (571) 246-6767

Email: [email protected]

Office: 4097 Monument Corner Drive, Ste 600, Fairfax, VA 22030

Licensed in: DE, DC, FL, GA, MD, NC, PA, SC, TN, VA, WV

Recognition & Awards

  • Washingtonian Top Mortgage Professional
  • Scotsman Guide Top Originator
  • Best of Loudoun — 13 Consecutive Years
  • Top 1% Nationwide Originator
  • Five Star Mortgage Professional
  • National Mortgage Professional Magazine